नाबार्ड
नाबार्ड: नाबार्ड (नेशनल बैंक फॉर एग्रीकल्चर एंड रूरल डेवलपमेंट) भारत में एक शीर्ष विकास बैंक है जिसका उद्देश्य क्रेडिट और गैर-क्रेडिट समर्थन के माध्यम से स्थायी और समान कृषि और ग्रामीण समृद्धि को बढ़ावा देना है। यह 1982 में स्थापित किया गया था और इसका मुख्यालय मुंबई में है। >>>> यहां क्लिक करें
नाबार्ड विभिन्न क्षेत्रों जैसे ऋण सहायता, क्षमता निर्माण, संस्थागत विकास, अनुसंधान और विकास, और निगरानी और मूल्यांकन में काम करता है। यह किसानों, किसान संगठनों, ग्रामीण कारीगरों, छोटे उद्यमियों और अन्य ग्रामीण क्षेत्रों को ऋण सुविधा प्रदान करता है। बैंक बुनियादी ढांचे के विकास, ग्रामीण आवास और ग्रामीण स्वच्छता के लिए भी सहायता प्रदान करता है।
NABARD has been instrumental in promoting rural development and has played a key role in creating a network of Self Help Groups (SHGs) and Farmer Producer Organizations (FPOs). It has also been actively involved in promoting sustainable agriculture practices and promoting financial inclusion in rural areas.
In addition to its credit operations, NABARD has also set up several funds and schemes to promote sustainable agriculture and rural development. Some of these include the Rural Infrastructure Development Fund (RIDF), the Micro Irrigation Fund (MIF), the Dairy Processing and Infrastructure Development Fund (DIDF), and the Fisheries and Aquaculture Infrastructure Development Fund (FAIDF).
Overall, NABARD has been a crucial player in promoting rural development in India and has helped to improve the lives of millions of people in rural areas. Its efforts have led to the growth of rural infrastructure, improved agricultural practices, and increased financial inclusion in rural areas.>>>>click here
What is NABARD and its function?
What is NABARD and its function:NABARD (National Bank for Agriculture and Rural Development) is an apex development bank in India that is responsible for providing credit and other facilities for the promotion of agriculture, small-scale industries, rural development, and cottage industries.
NABARD was established on 12 July 1982 by an act of parliament, with a capital contribution from the Reserve Bank of India (RBI), the Government of India and state governments. It operates under the guidance of the Ministry of Finance and has its headquarters in Mumbai, Maharashtra.
The functions of NABARD can be broadly classified into three categories:
Credit functions: NABARD provides short-term, medium-term, and long-term loans to farmers, rural artisans, entrepreneurs, and other individuals and organizations engaged in agricultural and rural development activities.
Development functions: NABARD undertakes various development activities such as promoting rural entrepreneurship, organizing farmer awareness programs, providing training and education to rural individuals, and supporting research and development initiatives.
Supervisory functions: NABARD also supervises and regulates the functioning of cooperative banks and regional rural banks, and provides refinancing facilities to these institutions.
In summary, NABARD plays a crucial role in promoting rural development, strengthening the rural financial sector, and providing credit and other facilities to various stakeholders involved in agricultural and rural development activities.
Who is the founder of NABARD?
Who is the founder of NABARD:The National Bank for Agriculture and Rural Development (NABARD) was established on July 12, 1982, by an act of parliament. The organization was founded on the recommendations of the Shivaraman Committee, which was established in 1979 to review the arrangements for institutional credit for agriculture and rural development.
While the committee recommended the establishment of NABARD, the organization was founded by a group of people, and not by a single individual. However, the first chairman of NABARD was Shivaraman, who had chaired the committee that recommended its establishment.
नाबार्ड क्या है और इसका कार्य क्या है?
नाबार्ड क्या है और इसका कार्य क्या है:नाबार्ड (NABARD) भारत सरकार द्वारा स्थापित एक वित्तीय संस्था है जो कि भारत के ग्रामीण क्षेत्रों के विकास और कृषि क्षेत्र के लिए उद्योग, सेवाएं और अन्य संसाधनों को वित्तपोषित करने के लिए जिम्मेदार है।
नाबार्ड का कार्य निम्नलिखित है:
ऋण प्रबंधन: नाबार्ड किसानों, कृषि समूहों, कृषि उद्योगों, ग्रामीण वित्तीय संस्थाओं और अन्य संगठनों को ऋण प्रदान करता है।
वित्तीय सलाह: नाबार्ड किसानों और अन्य संगठनों को वित्तीय सलाह देता है जिससे वे अपने वित्तीय कार्यक्रमों को बेहतर ढंग से प्रबंधित कर सकें।
वित्तीय उत्पादों का विकास: नाबार्ड नई वित्तीय उत्पादों का विकास करता है जो कि भारत के ग्रामीण क्षेत्रों में वित्तीय समावेशन और विकास को बढ़ावा देने में मदद करते हैं।
संगठनों का विकास: नाबार्ड संगठनों के विकास के लिए वित्तीय सहायता प्रदान करता है जिससे वे अपने क्षेत्र में अधिक समाज सेवा प्रदान
What are the three objectives of NABARD?
What are the three objectives of NABARD:National Bank for Agriculture and Rural Development (NABARD) is an apex development financial institution in India. Its main objectives are:
To provide and regulate credit and other facilities for the promotion and development of agriculture, small-scale industries, cottage and village industries, handicrafts, and other rural crafts.
To create a sustainable and inclusive financial system for rural development through the development of rural infrastructure, promotion of rural savings, and investment in the agricultural and rural sectors.
To provide support to institutions engaged in rural development activities, including the State Governments, State Cooperative Banks, and Regional Rural Banks, through training, research, and consultancy services.
Overall, NABARD aims to facilitate rural development and promote agriculture by providing financial assistance, expertise, and support to rural institutions and promoting sustainable and inclusive growth in the rural sector.
Nabard FAQ’S
What is NABARD?
NABARD stands for National Bank for Agriculture and Rural Development. It is a development bank in India that focuses on promoting rural and agricultural development.
What are the functions of NABARD?
NABARD’s functions include providing financial assistance to farmers, rural development agencies, and rural infrastructure projects. It also promotes agricultural and rural development through various schemes and programmes.
What are some of the schemes offered by NABARD?
NABARD offers various schemes and programmes, including the Dairy Entrepreneurship Development Scheme, the Watershed Development Fund, the Rural Infrastructure Development Fund, and the Producer Organization Development Fund.
What types of loans does NABARD provide?
NABARD provides loans for a variety of purposes, including agriculture, rural development, and microfinance. It also offers refinancing facilities to banks and other financial institutions.
How can I apply for a loan from NABARD?
To apply for a loan from NABARD, you need to contact your nearest NABARD office or branch. You can also visit the NABARD website to find more information about the loan application process.
What is the interest rate on NABARD loans?
The interest rate on NABARD loans varies depending on the type of loan and the purpose for which it is taken. You can contact your nearest NABARD office or branch to find out more about the current interest rates.
Does NABARD provide financial assistance to startups?
Yes, NABARD offers financial assistance to startups through its Entrepreneurship Development Programmes and other schemes. Startups can also apply for loans from NABARD for their business development.
How does NABARD promote financial inclusion?
नाबार्ड ग्रामीण और कृषि विकास को बढ़ावा देने के लिए विभिन्न संस्थानों को वित्तीय सहायता प्रदान करके वित्तीय समावेशन को बढ़ावा देता है। यह ग्रामीण क्षेत्रों में वित्तीय सेवाएं प्रदान करने के लिए सहकारी बैंकों और माइक्रोफाइनेंस संस्थानों जैसे ग्रामीण वित्तीय संस्थानों के विकास को भी प्रोत्साहित करता है।